Finding the right financing for your new home purchase can be tricky. As a homebuyer, you can find a variety of loans structured to fit you individual needs, whatever the size of your down payment. Our preferred lenders can work with you to help you find the best value!

Getting a Loan

1. Get Pre Approved

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Speaking with our lending specialists will help them identify the loans that will work best for you, no matter your goals.

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Before you start your search, it’s important to determine your budget. Most buyers will need to obtain a home mortgage. While looking at homes is fun and exciting, it can also be very disappointing if you discover that your dream home is just beyond your reach. Before starting your home search, it is important to consult with a lender to get pre-approved for a loan and obtain a pre-approval letter. To be pre-approved for a loan, your lender must verify your income and check your credit history. The lender can then issue a pre-approval letter showing that you are qualified for a loan of a certain amount. You can include this letter with your offers to home sellers. Being pre-approved enables you to move quickly when you do find the right home and lets sellers know you are a serious buyer.

2. Establish Priorities

After you have been pre approved and know the price range you are looking in, you can begin to establish your priorities in what you are looking for. With hundreds of homes on the market, determining what features are most important will help narrow down your search. Is there a certain neighborhood or town you want to live in? Is it the top rated schools you are looking for? Do you prefer new homes or are your drawn to the charm of an older home? Do you need a certain number of bedrooms? Think about what is most important to you and give your Realtor as many details as possible to assist you in your search.

3. Be the First To Know

In a competitive market, the best homes sell quickly. Contact one of our agents to get email or text alerts when a home that meets your criteria hits the market.

4. Find Your Dream Home

There is no feeling quite like walking into a home and just knowing that “this is the one!” It will just feel right. There is no set number of homes you should look at before deciding on one. The perfect home may be the first one you visit or it could be a little harder to find. Enjoy the process. It will help you get a feeling for the community and may help narrow down your search. Contact one of our agents to start searching for your dream home today.